FAQ

Simply put, a VA Home loan allows qualified buyers the opportunity to purchase a home with no down payment. Also, there are no monthly mortgage insurance premiums to pay, limitations on buyer's closing costs, and an appraisal that informs the buyer of the property value. For most loans on new houses, construction is inspected at appropriate stages and a one year warranty is required from the builder. VA also performs personal loan servicing and offers financial counseling to help veterans  having temporary financial difficulties.

No, all lenders do not offer VA Loans. Choose a VA approved lender to handle your home loan. My preferred mortgage lenders are great with VA loans!

No, your VA Loan must be your primary residence. You could purchase a multifamily unit if you plan to live in one of the units but you are not able to purchase rental properties using a VA Loan.